Welcome to Learn and Trade Academy! By accessing or using our website, including the free Phantom A.I Automated Trading software, you agree to comply with and be bound by these Terms, Conditions, and Privacy Policy. If you do not agree with these terms, please do not use our services.

▎1. Acceptance of Terms

By using our website and the Phantom A.I Automated Trading software, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

▎2. Use of Phantom A.I Automated Trading Software

The Phantom A.I Automated Trading software is provided for educational and informational purposes only. You may use the software free of charge; however, any payments made are strictly for the installation of the software.

▎2.1 No Financial Advice

All content on our website and associated marketing materials is intended for educational purposes only and should not be construed as financial advice. We do not guarantee any specific results from the use of our software, and past performance does not guarantee future results.

▎2.2 Risk Disclosure

Trading Contracts for Difference (CFDs) involves a high level of risk and may not be suitable for all investors. You should only trade with money that you can afford to lose. Before using the Phantom A.I software or engaging in any trading activities, we strongly recommend that you seek independent financial advice.

▎3. Indemnification

You agree to indemnify, defend, and hold harmless Learn and Trade Academy, its employees, agents, affiliates, and partners from any and all claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney fees) arising from your use of the Phantom A.I software or any related services.

3.1. Installation Fees and Liability Disclaimer

Installation fees are non-refundable once completed. Our team is not liable for any losses from the use of the Trading Software. All trading decisions are the user’s responsibility. Any monthly fees paid by clients cover VPS service and software update/maintenance fees and are not tied to the size of profit made.

▎4. Limitation of Liability

Learn and Trade Academy shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Phantom A.I software or any content accessed through our website. This includes but is not limited to loss of profits, data loss, or any other commercial damages or losses.

▎5. Dispute Resolution

Any disputes arising out of or related to these Terms and Conditions shall be governed by the laws of Nigeria. You agree to submit to the exclusive jurisdiction of the courts located in Nigeria.

▎6. Changes to Terms

Learn and Trade Academy reserves the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the website following any changes signifies your acceptance of the new terms.